MEET YOUR LIFETIME HOME LOANS

CALIFORNIA TEAM

LOAN OFFICERS

George Chopoff
Loan Officer

NMLS #329977
(650) 743-4865
george@LT.mortgage

George Chopoff has been a trusted lender since 1987, specializing in purchase and refinance loans and known for his customer-first approach that ensures clients understand all aspects of their financing decisions. He stays informed on industry trends and market indicators to provide expert guidance, building long-lasting client relationships along the way. Born in San Francisco and raised in San Mateo County, George is active in his community—especially supporting seniors—while enjoying travel, biking, and time in nature.

JENN DAVIS
LOAN OFFICER

NMLS #240738
(916) 240-3578
jenndavis@LT.mortgage

Jenn Davis has joined Lifetime Home Loans as a California-based loan officer, bringing over 20 years of mortgage industry experience and nearly a decade working closely with RE/MAX agents. Known for her dynamic and knowledgeable approach, Jenn values Lifetime’s exceptional support, flexible loan options, and agent-focused solutions that help clients close deals even under challenging circumstances. She sees the partnership between RE/MAX and Lifetime as a game-changing opportunity for agents and clients alike. Outside of work, Jenn enjoys horseback riding, volleyball, gardening, and spending time with her family. She can be reached at 916.240.3578 or jenndavis@LT.mortgage.

RUBY FELIX
LOAN OFFICER

NMLS #256693
(408) 234-6129
r.felix@LT.mortgage

With over 35 years in lending, Ruby Felix has built her career on genuine connection, exceptional care, and lifelong client relationships, especially enjoying the chance to guide first-time homebuyers through a clear and stress-free experience. Known for her warm, approachable professionalism, she stays current through weekly industry meetings and maintains lasting bonds through sign-off support, thoughtful touches, and regular check-ins—even with clients she helped decades ago. Fluent in Spanish and deeply committed to service, Ruby serves on the board of Our City, volunteers weekly with multiple community organizations, visits past borrowers with personal support, and remains active in her church. In her free time, she enjoys reading, cooking, walking, traveling, and spending time with her adult children.

MARILO JACKSON
LOAN OFFICER

NMLS #1031430
(408) 476-9702
m.jackson@LT.mortgage

DONNA LUND
LOAN OFFICER

NMLS #1010076
(714) 769-0072
donna@LT.mortgage

With 38 years of lending experience, I’ve helped thousands of families achieve homeownership through strategic thinking, creative solutions, and a deep understanding of underwriting that keeps me steps ahead of the competition. Family values guide everything I do—whether spending time with loved ones or doting on my pitbull, Tilly, the same loyalty, trust, and care shape how I support my clients. I’m not just focused on closing loans but on solving problems, protecting dreams, and finding a path to “yes” even when others say “no.”

JASON MALONE
LOAN OFFICER

NMLS #219169
(801) 555-5555
j.malone@LT.mortgage

With over 24 years in the mortgage industry and a background in law enforcement, Jason Malone brings a service-driven approach to helping clients achieve life-changing homeownership. A Marine Corps Veteran, he specializes in VA loans and hard-to-finance scenarios, using his extensive knowledge of government and conventional programs to tailor solutions that truly fit each client’s financial goals. Jason builds lifelong relationships by offering full mortgage and financial analyses, educating borrowers throughout the process, and staying connected long after closing. Outside of lending, he has a deep faith in GOD and is very involved in his community through youth sports coaching and veteran causes, and enjoys painting, golf, travel, and time outdoors with his family.

JULIA REYNHOLDS
LOAN OFFICER

NMLS #2121844
(916) 768-2014
juliar@LT.mortgage

Julia Reynholds discovered her passion for helping people achieve homeownership as a loan processor in 2020, gaining extensive knowledge of loan products and guidelines before becoming a licensed mortgage professional in 2025. Now working alongside her husband—a veteran and firefighter—as part of a dedicated husband-and-wife team, she specializes in VA loans, first responder programs, and guiding first-time homebuyers. Known for her attention to detail and caring approach, Julia strives to ensure every client feels informed, comfortable, and confident from the first conversation to closing.

Zach REYNHOLDS
LOAN OFFICER

NMLS #2356100
(971) 803-2472
zachr@LT.mortgage

CHRISTOPHER RIVAS
LOAN OFFICER

NMLS #2355541
(951) 212-9265
c.rivas@LT.mortgage

Christopher Rivas is a dedicated loan officer who guides clients through the home financing process with clarity and care, specializing in a wide range of loan products—including conventional, FHA, VA, and first-time buyer programs. He simplifies lending by breaking each step into easy-to-understand explanations, ensuring clients feel confident in their options and supported long after closing. A U.S. Army Reserve veteran, Christopher applies strong leadership and teamwork to his work, and outside the office he enjoys spending time with his dog Lou, his girlfriend Macy, his family, and hitting the slopes in Big Bear or Mammoth during the winter.

BRANDEE STEPHENS
LOAN OFFICER

NMLS #502317
(510) 908-0616
brandee@LT.mortgage

 Gold Nation, comprised of REMAX Gold, REMAX One, REMAX Grupe Gold, REMAX Alliance Group, REMAX Associates, REMAX Elite, REMAX Equity Group, REMAX Integrity, and REMAX Northwest, is represented by over 2,500 of the industry’s most productive agents at over 100 Offices throughout Arizona, California, Nevada, Oregon, Utah, and Washington.